Assalamualaikum, Dear Diary, Today I decided to terminate an insurance policy which I bought few months ago. The reason? I think i could use some extra cash this year and there is other alternatives that is affordable with good coverage. The termination process will take a while and all my paid premiums will not be returned as it is not reaching 3 years yet. That was totally fine with me. I have a dream - to live with minimal debt and minimal spending but with generous help and charity and sadaqah and jariah towards people who needed help and for good causes. I also dreamt of living in a peaceful manner, raising my kids without much to worry about money and stuff. I hope my household income and expenditure is not extreme and on a balance level. Allah is the Most Generous Giver.